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19-Oct-2019 04:38

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You could call this “simplification” instead of consolidation.

True consolidation only makes sense (and is only possible) if your student loans originally came from government programs.

For some, those benefits aren’t helpful, but you never know what the future brings, and features like deferment and income-based repayment might come in handy someday.

A private loan consolidation is only an option if you refinance your debt.

The idea is the agency will negotiate with creditors to make payments more affordable.

The goal is often to get a lower interest rate to reduce your lifetime interest costs and monthly payment.

If your student loans need a tune-up, there are several ways to simplify life and reduce your expenses.



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