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A senior Sunshine Coast police detective called it "blatant stupidity" for a 60-year-old woman from Nambour to become involved in a million online love scam.
But a counsellor who works with such victims on a daily basis said the scenario was "way more complex".
Ms Malet-Warden said the victims were "happy to give because they are in love".
Ms Malet-Warden said scammers used the complex language of love to connect with their victims in the early stages of a process that regularly hooked smart, educated people."The language is really important.
In May, a woman living in public housing lost .4 million to a man claiming to be a financial analyst in Malaysia.
People ages 40 to 69 report losing money at the highest rates, and they are twice more likely to fall for the schemes than people in their 20s, the agency said.Romance scammers will create fake online profiles using photos taken off the internet to lure people.They'll then portray those attractive, made-up personas on various dating apps and social networks not reserved for dating, like Facebook.People over 70 report the highest individual median losses at ,000.
Most people paid scammers through wire transfers and gift cards, according to the report.
They might also ask for money to help pay for a visit.